Issue link: http://howardcc.uberflip.com/i/893098
48 Winter 2018 443-518-1700 howardcc.edu/ConEd Personal Enrichment Rejuvenate Your Retirement: A Class For Retirees Whether your objective is to become more active, give your life a new sense of purpose or make more informed financial decisions, this course has something for everyone. is comprehensive program covers key issues for retirees. You discover new ways to stay mentally, physically and socially active, as well as learn about important financial topics such as tax reduction planning, investment risk management, health care planning and estate planning. Above all, you discover how to apply this knowledge to help you pursue a more active, healthy and financially secure lifestyle in re- tirement. Money is one aspect of post-retirement planning. Rejuvenate Your Retirement® discusses fun and fulfilling activities such as travel, hobbies, sports, business ventures and lifelong learning to help you make the most of your retirement years. Couples may attend for a single registration fee. One person registers in advance, the second registers in class. Instructor: Chris Gordon. $59** Wed 1pm-3pm, Jan 24-Jan 31 XE-144 6233 #3659 Bain 50+ Center Fri 10am-12pm, Feb 2-Feb 9 XE-144 6230 #3658 Hickory Ridge Retirement Income and Income Tax Planning Everyone wants to save enough for their retirement. How- ever, planning for the income phase of your retirement requires that you explore several aspects and different approaches in order to survive well in retirement. Income planning for retirement is a "whole different ballgame" today. Topics covered in this class include: risks and strategies to consider during accumulation vs. distribution, structuring investment income to reduce taxes, maximizing retirement income by understanding Social Security key issues, deter- mining whether Social Security will be enough and how to optimize it, recognizing unnecessary tax payments on Social Security benefits, being mindful of taxes when diversifying assets, covering inflation in your income and understand- ing and agreeing with your financial plan. Join instructor Andrew Paladino, CPA and financial advisor, to obtain this useful information. $49** (includes $40 in fees*) Wed 7pm-9pm, Feb 21 XE-191 6237 #3663 Centennial High School Savvy IRA 401(k) Distribution Options How do you plan to maximize your retirement benefits when you retire? is class will discuss tax reduction strategies to plan for a retirement income that will last a lifetime. You will learn to maximize your income during retirement, to recognize the importance of beneficiary designations, to address health care concerns and asset protection strate- gies, how to convert IRAs into Roth IRAs, and how to keep money in your IRAs using the stretch IRA concept. $49** (includes $40 in fees*) Thu 7pm-9pm, Mar 1 XE-604 6248 #3707 Oakland Mills High School Investment Strategies: The Basics and Beyond Are you confused about your financial future? Would education and guidance give you the peace of mind to deal comfortably and confidently with your money? Take the confusion out of investing by learning how stocks, bonds, mutual funds, annuities, options, investment strategies, and evaluation and minimization of risk would benefit you in today's economy. Instructor: Merle Ross, M.Ed., MBA, CFP, ChFC. $89 (includes $40 in fees*) Tue 6:30pm-9pm, Mar 6-Mar 13 XB-408 6360 #3654 Gateway Campus Imagine: Your Life Without Limits Is the idea of retirement weighing heavily on your mind? Are you concerned about the transition from a structured work life and the cost of retirement? Imagine "your life without limits." Visualize and document your core values, hopes and dreams to prepare for what lies ahead. Communicate expectations for the future with your partner. Make plans for a rewarding and fulfilling retirement by learning to address your physical, mental, spiritual, and financial well-being. is workshop is designed to incorporate your dreams and goals for the future with a new or existing financial plan. Ensure that your future dreams are within reach. $49** (includes $40 in fees*) Sat 10am-12:30pm, Feb 17 XE-599 6250 #3705 Hickory Ridge History & Culture Hannibal: The Terror of Rome Hannibal terrorized Rome for over 16 years aer crossing the Alps with elephants to attack Italy. is was considered by the ancients as one of the greatest military achievements of all time. In this course, you will explore the military genius of Hannibal of Carthage. e struggle between Carthage and Rome was of monumental importance as these two powers decided the fate of the Western Mediterranean. Instructor Bill McGowan has an M. A. Degree in Latin and Greek from Fordham University. $59** (includes $40 in fees*) Tue 7pm-9pm, Feb 13-Feb 20 XE-381 6251 #4177 Wilde Lake High School The Assassination of Julius Caesar e assassination of Julius Caesar is a momentous event in world history. On the Ides of March, 44 B.C., a group of senators cut down Caesar in hopes of restoring the Roman republic. In this presentation, you will explore how the assas- sination was planned and executed and the profound impact on the future course of the Roman Empire. Instructor: Bill McGowan. $59 (includes $40 in fees*) Tue 7pm-9pm, Jan 16-Jan 23 XI-292 6262 #3609 Wilde Lake High School